|
Rates
Deposit Rates
Rates as of 5/1/2010
|
|
APR* |
APY** |
Minimum |
|
Share/Savings |
.50% |
.50% |
$250 |
|
First Class Checking |
.25% |
.25% |
$250 |
|
Money Market |
.75% |
.75% |
$2,500-$9,999 |
|
|
1.00%
1.15% |
1.00%
1.16% |
$10,000-$24,999
$25,000-$49,999
|
|
3 mo CD
6 mo CD
9 mo CD |
1.35%
.50%
1.15%
1.30%
|
1.36%
.50%
1.16%
1.31% |
$50,000+
$300
$500
$500 |
|
12 mo CD |
1.50% |
1.51% |
$500 |
|
18 mo CD |
1.75% |
1.76% |
$500 |
|
30 mo CD |
1.75% |
1.76% |
$500 |
|
60 mo CD |
2.00% |
2.02% |
$500 |
|
12 mo IRA
18 mo IRA |
1.75%
2.15% |
1.76%
2.17% |
$0 |
|
30 mo IRA |
2.40% |
2.42% |
$0 |
|
|
|
|
|
|
* APR = annual percentage rate
** APY = annual percentage yield |
|
Rates are current at time of publication. Savings, Checking, Money Market dividends are based on daily balances, paid monthly. All other dividends are based on daily balances and are compounded quarterly. Dividends are paid out of Credit Union earnings and therefore cannot be guaranteed in advance. |
Loan Rates
Rates as of October 1, 2009
|
Type of Loan |
Annual Percentage Rate* |
Term |
|
Vehicles, Boats and RVs |
|
|
2008 - New |
4.95%-15.25% |
60 Mo. Term/100% Financing/Loans under $20,000 |
|
|
|
|
|
|
5.20%-15.50% |
72 Mo. Term/100% Financing/Loans over $20,000 |
|
|
5.20%-15.50% |
84 Mo. Term/100% Financing/Loans over $30,000 |
2005 - 2007 |
5.70%-16.00% |
60 Mo. Term/100% Financing/Loans under $20,000 |
|
|
6.20%-16.50% |
72 Mo. Term/100% Financing/ Loans over $20,000 |
2002 - 2004 |
6.45%-16.75% |
48 Mo. Term/100% Financing |
2001 & Older |
7.45%-14.75% |
36 Mo. Term/100% Financing |
|
Snowmobiles & Jet Ski New only |
6.70%-14.00% |
Call for Term |
| Harley Davidson/Goldwing and other Motorcycles |
6.70%-14.00% |
Call for Term |
| Unsecured / Line of Credit |
9.45%-16.75% |
24 months |
|
VISA Credit Card |
8.00%-17.90% |
Open end payment = 3% of balance or $20 minimum |
|
VISA-Secured Credit Card |
14.75% |
Open end payment = 3% of balance or $20 minimum |
|
*APR refers to Annual Percentage Rate. Rates listed may reflect a .25% reduction if payments are made by payroll deduction or automatic payment transfer. All loans are subject to credit approval. Loan rates are determined by your credit history.
Rates are subject to change without notice. |
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