Deposit Rates

Rates as of 08/01/2018

**Rates Subject to Change**
Lower Valley Credit Union
 

Savings Accounts*

Type Rate A.P.Y
Prime Savings ($10 Minimum Balance)

0.05%

0.05%

Privilege Savings +55 ($5 Minimum Balance)

0.05%

0.05%

Additional Savings (No Minimum Balance)

0.05%

0.05%

Christmas Club Savings (No Minimum Balance)

0.05%

0.05%

Youth Account - Petey's Pal Savings (0-12 Yrs - $1 Min Bal)

0.05%

0.05%

Youth Account - Cha Ching Savings (13-17 Yrs - $5 Min Bal)

0.05%

0.05%

*Dividends paid on balances $250+

 

Checking Accounts

Type Rate A.P.Y
Traditional* ($250 min bal / $6 fee if < $250)

0.05%

0.05%

Basic - No Dividend - No Fee Checking

0.0%

0.0%

*Minimum opening deposit $25.00. Traditional Checking Dividends paid on balance $250+

 

Share, IRA*, Roth IRA* Certificates - Minimum $500.00***

Term Rate A.P.Y
3 Month** (**Not available for IRA’s)

0.35%

0.35%

6 Month

0.60%

0.60%

12 Month

1.00%

1.00%

18 Month

1.25%

1.26%

24 Month

1.50%

1.51%

36 Month

2.00%

2.02%

60 Month

2.50%

2.52%

Passbook Savings

0.05%

0.05%

 

Money Market Account

Minimum Balance Rate A.P.Y
$2,500

0.05%

0.05%

$10,000

0.07%

0.07%

$25,000

0.11%

0.11%

$50,000+

0.15%

0.15%

*APY= Annual Percentage Yield. APR= Anual Percentage Rate. *IRA and IRA Roth share certificates have a $20 Annual Maintenance Fee.**Not available for IRA’s. ***90 day dividend penalty for early withdrawal .